Business Lines
General & Property Risks
Acsel's architecture and flexible component configuration allow it to handle and manage any General Risk, Property & Casualty, and Casualty product or plan. This enables clients to innovate with cross-coverages, bundles, and more, and define specific conditions at the desired level for any aspect of the value chain. This includes sales terms such as distribution channels and commissions, as well as requirements for claims processes, reinsurance, and so on. In short, clients have a robust tool to create and maintain customized products tailored to their business needs.
The system is capable of handling
products and plans
(both individual and collective, as applicable)
Fire, Earthquake, Allied Lines
Robbery, Theft, Assault and Robbery
Hull and Vessels
Aviation
Maritime, Air and Land Transport
Automobiles
Civil Liability
Compliance, Guarantee and Bonds
Banking Risks
Money and Values
Fidelity and 3D
Construction Risks
Engineering Risks
Home and Business Combined
Condominiums
SMEs
Agricultural Risks
Hotel Risks
Credit Insurance
Credit Protection
Travel and assistance
Lost profits
Unemployment
Extended Warranty
Microinsurance
Improve productivity and increase customer satisfaction.
Regardless of whether your company has a content manager, the system allows you to associate images with different lifecycle events of the policy, such as claims, quotes, etc., as well as the conditions for refunds, cancellations, reinstatements, endorsements (including postdated endorsements), provisional coverages, premiums on deposit or suspended, any kind of surcharges and/or discounts, declarations, and accumulations.
Similarly, technical information configurations are handled according to the branch or plan that warrants it due to its nature of business, such as in products for surety bonds or guarantees, progress payments, transportation, declarations of both transportation and goods, fidelity, liability,
extended warranty, etc., which require analytical information and specific controls depending on the applicable coverage.
In the case of claims, and depending on the origin of the risk and its coverage, the life cycle and all its administrative aspects are configured and managed, including inspections, appraisals, compensation, expenses, reserves, requirements, controls, etc., including the control and management of accounts payable to service channels, suppliers, networks, experts, etc. The same applies to salvage or recovery and its sale or realization.
