Business Lines
Life and Accident Risks
Acsel's architecture and flexible component configuration allow it to handle and manage any Life and Personal Accident insurance product or plan. Through this platform, clients can create bundled or customized plans and define specific conditions at the desired level for any aspect of the value chain. This includes sales conditions such as distribution channels and commissions, policy lifecycle, and requirements for claims processes, reinsurance, and more. In short, clients have a robust tool to create and maintain customized products tailored to their business needs.
Improve productivity and increase customer satisfaction.
The system is capable of handling products and plans (both individual and collective, as applicable):
Entire Life
Permanent
Universal
Temporary
Savings Plan
Funds (capitalization)
Pension
Sales (Lifetime, Temporary, Deferred, Educational, other)
Unit-Link
Funeral or funeral expenses
Life law
Mortgage relief
Flexible benefits
School Insurance
Occupational Risks
Personal Accidents
Total and permanent disability
Accidental death and dismemberment
Collective Accidental Death
Terminal Illnesses
Flexible
Group Life
Life Debtors
Respond quickly to any change without impacting your operations
Depending on the different coverages and plans, the following operations are included, among others:
Individual and Group Policies
Generation of formulas for Loans, Extensions, Settlements and Reserves according to the type of product
Pre-existing conditions
Automatic loans and documentation
Changes of any kind: sums, coverages, beneficiaries, etc.
Rehabilitation
Reinstallations
Mortality Tables
Switch Control
Partial and total rescues
Insurance paid
Extended insurance
Extra bonuses
Mathematical Reserves
Savings Reserves
Capitalization Operations
Fund and Investment Management
